Ram said to me, “Do you have a car?” Change into Indirect Speech
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Indirect Speech: Ram asked me if I had a car.
Explanation: When the reporting verb is in the past (said) and the direct speech is in the present indefinite tense (simple present tense), then the indirect (reported) speech will change into the past indefinite tense.
Present Indefinite Tense (have) > Past Indefinite Tense (had).
Here, have is itself a verb and not an auxiliary verb. Hence, the sentence is in simple present tense and not in present perfect tense.
And if the sentence is interrogative, we use the reporting verbs – asked, enquired, etc.
Note: While answering to “yes or no questions”, we use if or whether.
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